How to stop the enabling for adult child with child.

My daughter is in her late twenties, has a child that is 3, gets rental assistance, she works a full time job..for now, they have been sporadic, has daycare assistance...but is constantly out of money and in crisis mode with late payment on bills, car breakdown, needs help with doctor appointment payments and prescriptions, and grandchilds father is incarcerated, and she sends him money for "phone minutes" so he can call her....thus, the tip of the iceberg...
Have shelled out thousands of dollars to help her out, and it only seems to make it worse.

Do you just say...no more, I won't help you anymore financially? Just cut them off cold turkey? I never had any help after I left home....and I never expected it. You left home that meant you were ready to take care of yourself and whatever else you brought on yourself. She says to me, "you always have money...moneybags"

I'm not rich by any means in the sense of money, I have money because I choose to go to work, and have a budget. I just feel sad....never thought my child would be a user moocher.

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